Methodology
OfficialFinancial is a rules-based engine. We publish how it works so you can evaluate the recommendations yourself, not just trust them. Every recommendation is educational guidance, not individualized advice.
Financial Freedom Score
How the 0–100 score is composed and weighted.
Roadmap rules
How rules are versioned, audited, and applied to your profile.
Rules, Rates & Policy Updates
How tax rules, regulatory guidance, market rates, and product data changes flow into the engine.
AI safety and constraints
What Next Move AI can and cannot do, and what data it sees.
Product rankings
Best fit, not highest rate. How affiliate relationships are handled.