Privacy

OfficialFinancial collects only the information needed to run your personalized financial roadmap.

What we collect

• Account: email and password hash.
• Financial profile: income, expenses, balances, debts, retirement contributions, and the optional fields you choose to provide.
• Operational metadata: hashed IP, bucketed user-agent, audit log timestamps.

What we do not collect

• SSN, full account numbers, or routing numbers.
• Bank login credentials.
• Granular transaction-level history.

How we protect your data

Your financial profile is stored encrypted at rest with a per-user encryption key (envelope encryption). See the Security page for the architecture.

How we use your data

• To run your roadmap and dashboard.
• To notify you when a fact or rule that affects you changes.
• To provide Next Move AI responses (Pro tier) — using only minimized context.

What we never do

• Sell or share your financial data with third parties for advertising.
• Use your data to train shared AI models.

Your rights

You can export or delete your data at any time from Settings → Data.