Simple pricing · powerful value
Free roadmap. Optional AI.
OfficialFinancial is free to use after signup. Build your roadmap, track your progress, and use the financial engine for free. Upgrade only if you want Next Move AI for personalized explanations, scenario planning, and open-ended financial questions.
Free forever
No credit card $0
/ forever
After free signup
- Personalized financial dashboard
- 12-stage roadmap and progress tracking
- Financial Freedom Score & current stage
- Top 3 next-best actions
- Decision cards and calculators
- Weekly Rules, Rates & Policy Updates
- Saved roadmap, editable financial profile
Most popular
Next Move AI · Pro
Cancel anytime $12
/ month
Or $96/yr (save $48)
- Everything in Free
- Open-ended personalized financial Q&A
- AI explanation of every recommendation
- Scenario planning and bonus / windfall planner
- AI monthly action plan
- "What changed for me this week?" summary
- AI annual roadmap review and report
Next Move AI uses minimized context — your identity fields and unrelated data are never sent to the model.
What we will never do
- Recommend individual stocks, ETFs, or trades
- Guarantee outcomes
- Sell your financial data
- Require your SSN or bank credentials
OfficialFinancial provides educational guidance, not individualized legal, tax, or investment advice.