401(k) match calculator
Most match formulas are X% match up to Y% of salary. Plug in your numbers and we will show your matched dollars and your missed match.
Match captured
$1,600
Match missed (annual)
$800
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FAQ
- Why is the match a high-priority move?
- A 50% match is an immediate 50% return on the matched portion — there is no investment that reliably matches that.
- Is the employer match always vested immediately?
- No. Some plans use cliff or graded vesting. Check your plan documents — if you leave before vesting, you forfeit the unvested match.
- What if my plan has true-up?
- A "true-up" provision pays you the match you would have received over the year regardless of paycheck timing. Without it, front-loading contributions can cost you match.
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Educational guidance only. Not legal, tax, or individualized investment advice. We do not recommend individual securities or guarantee outcomes.